7th CPC Defence Pay Matrix

Unified 7th Central Pay Commission Pay Matrix for Indian Army, Indian Navy, and Indian Air Force (Levels 3 to 18).

Armed Forces Pay Rules 2017 MSP: ₹5,200 (ORs/JCOs) / ₹15,500 (Officers) Levels 3 to 18

Select Your Rank to Calculate In-Hand Salary

Click any rank below to launch its dedicated 7th CPC salary calculator with live DA, HRA, MSP, and deductions breakdown:

Level 3 · Entry ₹21,700

Sepoy / Rifleman / Seaman →

Other Ranks (OR) basic pay, ₹5,200 MSP & Group X/Y salary.

Level 4 · Entry ₹25,500

Naik / Corporal →

Level 4 pay scale, MSP, allowances & in-hand take-home salary.

Level 5 · Entry ₹29,200

Havildar / Sergeant →

NCO Pay Level 5, ₹5,200 MSP, Group X trade pay & allowances.

Level 6 · Entry ₹35,400

Naib Subedar / JWO →

Junior Commissioned Officer (JCO) Pay Level 6 & pension entitlements.

Level 7 · Entry ₹44,900

Subedar / Warrant Officer →

JCO Pay Level 7, MSP, DA & revised salary breakdown.

Level 8 · Entry ₹47,600

Subedar Major / MWO →

Senior JCO Level 8 pay scale, MSP & retirement benefits.

Level 10 · Entry ₹56,100

Lieutenant / Flying Officer →

Commissioned Officer entry pay, ₹15,500 MSP & officer AGIF.

Level 10B · Entry ₹61,300

Captain / Flight Lieutenant →

Level 10B Officer pay scale, ₹15,500 MSP, TA & take-home salary.

Level 11 · Entry ₹69,400

Major / Squadron Leader →

Level 11 pay matrix, ₹15,500 MSP, field allowances & net pay.

Level 12A · Entry ₹1,21,200

Lt Colonel / Wing Commander →

Senior Officer Level 12A pay scale, MSP & command allowances.

Level 13 · Entry ₹1,30,600

Colonel / Group Captain →

Selection-grade Officer Level 13 pay, ₹15,500 MSP & salary statement.

Level 13A · Entry ₹1,39,600

Brigadier / Air Commodore →

Brigadier Level 13A pay scale, MSP & pensionary benefits.

Level 14 · Entry ₹1,44,200

Major General / Air Vice Marshal →

Flag Officer Level 14 pay scale & full salary breakdown.

Level 15 · Entry ₹1,82,200

Lt General / Air Marshal →

Senior Flag Officer Level 15 pay matrix & entitlements.

Pension & OROP

Defence Pension Calculator →

Calculate service pension, 50% commutation lump sum & OROP.

7th CPC Defence Pay Matrix Master Table (Levels 3 to 18)

The unified Defence Pay Matrix for Army, Navy, and Air Force personnel under 7th CPC (Army Pay Rules 2017):

Pay Level Service Ranks (Army / Navy / Air Force) Entry Basic Pay Military Service Pay (MSP) Calculator Link
Level 3 Sepoy / Rifleman / Seaman II / Aircraftsman ₹21,700 ₹5,200 / month Calculate Salary →
Level 4 Naik / Lance Naik / Leading Seaman / Corporal ₹25,500 ₹5,200 / month Calculate Salary →
Level 5 Havildar / Sergeant / Petty Officer ₹29,200 ₹5,200 / month Calculate Salary →
Level 6 Naib Subedar / Chief Petty Officer / JWO ₹35,400 ₹5,200 / month Calculate Salary →
Level 7 Subedar / Master Chief Petty Officer II / WO ₹44,900 ₹5,200 / month Calculate Salary →
Level 8 Subedar Major / Master Chief Petty Officer I / MWO ₹47,600 ₹5,200 / month Calculate Salary →
Level 10 Lieutenant / Sub Lieutenant / Flying Officer ₹56,100 ₹15,500 / month Calculate Salary →
Level 10B Captain / Flight Lieutenant / Lieutenant (Navy) ₹61,300 ₹15,500 / month Calculate Salary →
Level 11 Major / Lt Commander / Squadron Leader ₹69,400 ₹15,500 / month Calculate Salary →
Level 12A Lieutenant Colonel / Commander / Wing Commander ₹1,21,200 ₹15,500 / month Calculate Salary →
Level 13 Colonel / Captain (Navy) / Group Captain ₹1,30,600 ₹15,500 / month Calculate Salary →
Level 13A Brigadier / Commodore / Air Commodore ₹1,39,600 ₹15,500 / month Calculate Salary →
Level 14 Major General / Rear Admiral / Air Vice Marshal ₹1,44,200 Nil (Above Brig) Calculate Salary →
Level 15 Lieutenant General / Vice Admiral / Air Marshal ₹1,82,200 Nil Calculate Salary →
Level 16–18 VCOAS / Army Commander / COAS / CDS ₹2,05,400 – ₹2,50,000 Nil Pension Calculator →

How the Defence Pay Matrix Works

The 7th Central Pay Commission introduced a unified Pay Matrix for the Armed Forces to ensure equity across the Army, Navy, and Air Force. Key features of the pay matrix include:

  • Military Service Pay (MSP): Paid monthly to compensate for the arduous conditions of defence service. MSP is ₹15,500/month for Officers and ₹5,200/month for JCOs/ORs.
  • Dearness Allowance (DA): DA is calculated on (Basic Pay + MSP + Group X Pay).
  • Group X Trade Pay: Personnel in technical Group X trades receive ₹3,600 per month additional trade pay.
  • Annual Increment: 3% compound annual increment moving down the matrix cells within the respective pay level.