HRA & Tax Exemption Calculator

Calculate your monthly House Rent Allowance and estimate tax-exempt HRA under Section 10(13A) of the Income Tax Act.

Updated Post-50% DA Class X (30%) / Y (20%) / Z (10%) Sec 10(13A) Exemption

Inputs

Enter 0 if living in government accommodation or not paying rent.

HRA & Tax Exemption Summary

Under Income Tax Act Section 10(13A)
Calculated
Tax-Exempt HRA (Annual)
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HRA Exemption Rules — Sec 10(13A)

HRA tax exemption is available under the Old Tax Regime and is calculated as the minimum of the following three amounts:

  1. Actual HRA received from employer.
  2. Rent paid minus 10% of Salary (Basic Pay + DA).
  3. 50% of Salary (for Metro cities: Delhi, Mumbai, Kolkata, Chennai) or 40% of Salary (for non-Metro cities).