8th CPC HRA Calculator for Class Y Cities (20%) — Tier-2 Cities & State Capitals

Calculate 8th Pay Commission HRA for Class Y cities (20% rate) with population over 5 Lakh. Includes Level 1 to 18 payout tables, monthly increase, and arrears estimation.

⚡ 8th CPC Interactive 20% Tier-2 Standard 100+ Classified Cities State Capitals & Towns

🏠 HRA Calculator Inputs

Class X, Y & Z Central Govt Employees

Select Pay Level (Preset Helper)

Basic Pay (₹) Your 7th CPC monthly basic pay as on 1 Jan 2026.

City Category State capitals & 100+ Tier-2 cities (Jaipur, Lucknow, Patna, Bhopal, etc.)

Current HRA Rate (%) Defaults: X=30%, Y=20%, Z=10% (post 50% DA)

Current HRA (₹ / Month) Calculated as Basic Pay × HRA Rate % (Floor: X=₹5.4k, Y=₹3.6k, Z=₹1.8k)

Fitment Factor (Revised Basic) Projected 8th CPC basic multiplier

Expected 8th CPC HRA Rate (%) ⚠️ Projected estimate (unofficial)

Optional: Number of Months for Arrears

HRA Calculation Summary

Class Y City (5L–50L) · 20 Months Arrears

8th CPC Estimate

Expected 8th CPC Monthly HRA

₹0

⚠️ Note: Projected 8th CPC HRA figures are estimates based on standard pay commission precedents. Official rates will take effect only upon government notification.

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Class Y City 8th CPC HRA Calculator

Pay Level 1 to 18 HRA Payout Table (Class Y City (5L–50L))

Calculated at expected 2.28 Fitment Factor. Compares 7th CPC HRA against projected 8th CPC HRA with monthly difference and accumulated arrears.

Pay Level & Cadre	7th CPC Basic	Current HRA	8th CPC Basic (2.28)	Projected 8th CPC HRA	Monthly Increase	HRA Arrears (20 Mo)
Level 1 MTS / Group D Entry	₹18,000	₹3,600	₹41,000	₹8,200	+₹4,600	₹92,000
Level 2 LDC / Junior Clerk	₹19,900	₹3,980	₹45,400	₹9,080	+₹5,100	₹102,000
Level 3 Constable / Skilled Staff	₹21,700	₹4,340	₹49,500	₹9,900	+₹5,560	₹111,200
Level 4 Head Constable / Technician	₹25,500	₹5,100	₹58,100	₹11,620	+₹6,520	₹130,400
Level 5 UDC / Senior Clerk	₹29,200	₹5,840	₹66,600	₹13,320	+₹7,480	₹149,600
Level 6 Sub-Inspector / Teacher	₹35,400	₹7,080	₹80,700	₹16,140	+₹9,060	₹181,200
Level 7 Section Officer / Inspector	₹44,900	₹8,980	₹102,400	₹20,480	+₹11,500	₹230,000
Level 8 Assistant Accounts Officer	₹47,600	₹9,520	₹108,500	₹21,700	+₹12,180	₹243,600
Level 9 Senior Section Officer	₹53,100	₹10,620	₹121,100	₹24,220	+₹13,600	₹272,000
Level 10 Group A Entry / DSP	₹56,100	₹11,220	₹127,900	₹25,580	+₹14,360	₹287,200
Level 11 Senior Time Scale (STS)	₹67,700	₹13,540	₹154,400	₹30,880	+₹17,340	₹346,800
Level 12 Junior Administrative Grade	₹78,800	₹15,760	₹179,700	₹35,940	+₹20,180	₹403,600
Level 13 Selection Grade (Director)	₹123,100	₹24,620	₹280,700	₹56,140	+₹31,520	₹630,400
Level 13A Senior Selection Grade	₹131,100	₹26,220	₹298,900	₹59,780	+₹33,560	₹671,200
Level 14 Joint Secretary / SAG	₹144,200	₹28,840	₹328,800	₹65,760	+₹36,920	₹738,400
Level 15 Principal Secretary / HAG	₹182,200	₹36,440	₹415,400	₹83,080	+₹46,640	₹932,800
Level 16 Additional Secretary / HAG+	₹205,400	₹41,080	₹468,300	₹93,660	+₹52,580	₹1,051,600
Level 17 Special Secretary / Apex Scale	₹225,000	₹45,000	₹513,000	₹102,600	+₹57,600	₹1,152,000
Level 18 Cabinet Secretary of India	₹250,000	₹50,000	₹570,000	₹114,000	+₹64,000	₹1,280,000

Class Y Tier-2 (20%) Population 5L to 50L

Class Y Cities HRA Guide: State Capitals, Tier-2 Centres & Upgrades

📌 Key Takeaways at a Glance

Qualifying Criteria: Cities with a population between 5 Lakh and 50 Lakh.
Current Rate: 20% of Basic Pay (statutory floor ₹3,600).
Level 1 MTS: Increases from ₹3,600/month to approximately ₹8,200/month (+₹55,200/yr).
Reclassification: Expanding towns crossing 5 Lakh are upgraded from Class Z to Class Y, doubling the HRA rate.

Class Y cities include urban centres with a population between 5 Lakh and 50 Lakh according to Census figures. Currently, these centres attract a 20% HRA rate following the 50% DA milestone.

1. Which Cities Fall Under Class Y?

Over 100 cities across India are classified under Class Y, including:

North: Jaipur, Lucknow, Kanpur, Agra, Varanasi, Allahabad (Prayagraj), Meerut, Chandigarh, Amritsar, Jalandhar, Dehradun, Jammu, Srinagar.
West: Surat, Vadodara, Rajkot, Nagpur, Nashik, Aurangabad, Solapur, Goa (Panaji).
South: Kochi, Thiruvananthapuram, Kozhikode, Coimbatore, Madurai, Tiruchirappalli, Visakhapatnam, Vijayawada, Mysuru, Hubballi-Dharwad.
East & Central: Patna, Ranchi, Jamshedpur, Dhanbad, Bhubaneswar, Cuttack, Raipur, Bhopal, Indore, Jabalpur, Gwalior, Guwahati.

2. Payout Growth Across Pay Levels

In Class Y cities, Level 1 staff (MTS, Basic ₹18,000) currently receive ₹3,600/month HRA. In the 8th CPC, revised basic of ₹41,000 brings monthly HRA to ₹8,200/month (+₹4,600/mo increase, or ₹55,200 extra per year).

3. Reclassification of Towns

When municipal borders expand or upcoming Census data confirms a town has crossed 5 Lakh inhabitants, the Department of Expenditure issues orders upgrading the locality from Class Z to Class Y, automatically doubling employee HRA from 10% to 20%.

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