8th CPC HRA Calculator for Class X Cities (30%) — Delhi, Mumbai, Bengaluru Metro Slabs

Calculate 8th Pay Commission House Rent Allowance for Class X metro cities at 30% rate. Covers Delhi, Mumbai, Kolkata, Chennai, Bengaluru, Hyderabad, Ahmedabad, and Pune across Pay Levels 1 to 18.

⚡ 8th CPC Interactive 30% Metro Benchmark 8 Major Megacities Level 1 to 18 Slabs

🏠 HRA Calculator Inputs

Class X, Y & Z Central Govt Employees

Select Pay Level (Preset Helper)

Basic Pay (₹) Your 7th CPC monthly basic pay as on 1 Jan 2026.

City Category Delhi/NCR, Mumbai, Kolkata, Chennai, Bengaluru, Hyderabad, Ahmedabad, Pune

Current HRA Rate (%) Defaults: X=30%, Y=20%, Z=10% (post 50% DA)

Current HRA (₹ / Month) Calculated as Basic Pay × HRA Rate % (Floor: X=₹5.4k, Y=₹3.6k, Z=₹1.8k)

Fitment Factor (Revised Basic) Projected 8th CPC basic multiplier

Expected 8th CPC HRA Rate (%) ⚠️ Projected estimate (unofficial)

Optional: Number of Months for Arrears

HRA Calculation Summary

Class X City (Metro 50L+) · 20 Months Arrears

8th CPC Estimate

Expected 8th CPC Monthly HRA

₹0

⚠️ Note: Projected 8th CPC HRA figures are estimates based on standard pay commission precedents. Official rates will take effect only upon government notification.

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Class X City 8th CPC HRA Calculator

Pay Level 1 to 18 HRA Payout Table (Class X City (Metro 50L+))

Calculated at expected 2.28 Fitment Factor. Compares 7th CPC HRA against projected 8th CPC HRA with monthly difference and accumulated arrears.

Pay Level & Cadre	7th CPC Basic	Current HRA	8th CPC Basic (2.28)	Projected 8th CPC HRA	Monthly Increase	HRA Arrears (20 Mo)
Level 1 MTS / Group D Entry	₹18,000	₹5,400	₹41,000	₹12,300	+₹6,900	₹138,000
Level 2 LDC / Junior Clerk	₹19,900	₹5,970	₹45,400	₹13,620	+₹7,650	₹153,000
Level 3 Constable / Skilled Staff	₹21,700	₹6,510	₹49,500	₹14,850	+₹8,340	₹166,800
Level 4 Head Constable / Technician	₹25,500	₹7,650	₹58,100	₹17,430	+₹9,780	₹195,600
Level 5 UDC / Senior Clerk	₹29,200	₹8,760	₹66,600	₹19,980	+₹11,220	₹224,400
Level 6 Sub-Inspector / Teacher	₹35,400	₹10,620	₹80,700	₹24,210	+₹13,590	₹271,800
Level 7 Section Officer / Inspector	₹44,900	₹13,470	₹102,400	₹30,720	+₹17,250	₹345,000
Level 8 Assistant Accounts Officer	₹47,600	₹14,280	₹108,500	₹32,550	+₹18,270	₹365,400
Level 9 Senior Section Officer	₹53,100	₹15,930	₹121,100	₹36,330	+₹20,400	₹408,000
Level 10 Group A Entry / DSP	₹56,100	₹16,830	₹127,900	₹38,370	+₹21,540	₹430,800
Level 11 Senior Time Scale (STS)	₹67,700	₹20,310	₹154,400	₹46,320	+₹26,010	₹520,200
Level 12 Junior Administrative Grade	₹78,800	₹23,640	₹179,700	₹53,910	+₹30,270	₹605,400
Level 13 Selection Grade (Director)	₹123,100	₹36,930	₹280,700	₹84,210	+₹47,280	₹945,600
Level 13A Senior Selection Grade	₹131,100	₹39,330	₹298,900	₹89,670	+₹50,340	₹1,006,800
Level 14 Joint Secretary / SAG	₹144,200	₹43,260	₹328,800	₹98,640	+₹55,380	₹1,107,600
Level 15 Principal Secretary / HAG	₹182,200	₹54,660	₹415,400	₹124,620	+₹69,960	₹1,399,200
Level 16 Additional Secretary / HAG+	₹205,400	₹61,620	₹468,300	₹140,490	+₹78,870	₹1,577,400
Level 17 Special Secretary / Apex Scale	₹225,000	₹67,500	₹513,000	₹153,900	+₹86,400	₹1,728,000
Level 18 Cabinet Secretary of India	₹250,000	₹75,000	₹570,000	₹171,000	+₹96,000	₹1,920,000

Class X Metros (30%) Population > 50 Lakh

Class X Cities HRA Guide: Metro Agglomerations, Slabs & Tax Rules

📌 Key Takeaways at a Glance

Qualifying Criteria: Urban agglomerations with Census population exceeding 50 Lakh.
Current Rate: 30% of Basic Pay (with minimum floor protection of ₹5,400).
Level 7 Example: Monthly HRA expands from ₹13,470 (7th CPC) to ₹30,720 (8th CPC at 30%), a +₹17,250/mo increase.
Tax Exemption: Up to 50% of (Basic + DA) under Section 10(13A) in the 4 key metro cities.

Class X cities encompass India's highest-cost urban agglomerations with populations exceeding 50 Lakh. Central employees stationed in these megacities face elevated residential lease expenses and qualify for the highest HRA tier (30% of Basic Pay).

1. List of Official Class X Classified Cities

Under current Ministry of Finance classifications, the following 8 urban agglomerations are notified as Class X:

Delhi / NCR: National Capital Region, Faridabad, Ghaziabad, Noida, Gurugram.
Greater Mumbai: Municipal Corporation of Greater Mumbai, Navi Mumbai, Thane.
Kolkata: Kolkata Urban Agglomeration.
Chennai: Chennai Urban Agglomeration.
Bengaluru: Bruhat Bengaluru Mahanagara Palike.
Hyderabad: Greater Hyderabad Municipal Corporation.
Ahmedabad: Ahmedabad Urban Agglomeration.
Pune: Pune Urban Agglomeration, Pimpri-Chinchwad.

2. Projected Payout Impact for Class X Employees

Because metro rentals have surged post-pandemic, an employee at Pay Level 7 (Section Officer / Inspector, starting Basic ₹44,900) currently receives ₹13,470 monthly HRA. Under the projected 8th CPC (Revised Basic ~₹1,02,400 at 2.28 fitment), monthly HRA at 30% reaches ₹30,720 / month—a net monthly gain of +₹17,250.

3. Section 10(13A) Income Tax Exemption

Under the Old Tax Regime, employees residing in Class X metro cities (Delhi, Mumbai, Kolkata, Chennai) can claim HRA tax exemption up to 50% of Basic Salary + DA, while Bengaluru, Hyderabad, Ahmedabad, and Pune qualify up to 40%.

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