8th Pay Commission Salary Calculator Level 10 – Group A
Level 10 corresponds to Grade Pay ₹5,400 (PB-3) under the Central Pay Commission. It is the prestigious entry-level scale for all Group A Civil Servants recruited through UPSC CSE, ESE, and Lieutenants in the Armed Forces. Explore detailed 8th CPC projections across 9 fitment factor scenarios (1.92 to 3.83), estimated HRA, TA, DA, NPS deductions, monthly/annual increase, and arrears calculations.
⚡ 7th CPC Basic: ₹56,100
Grade Pay: ₹5400
PB-3 (15600-39100)
Group A (Entry Level)
🔮 Expected 8th Basic: ₹1,27,900
7th CPC Basic Pay
₹56,100
Entry Step 1 Baseline
8th CPC Projected Basic (2.28x)
₹1,27,900
+₹71,800 Monthly Hike
Estimated In-Hand Pay (Class X)
₹1,59,910
After 10% NPS Deduction
Estimated Arrears (20 Months)
₹14,36,000
Lump-sum 20-Mo Payout
🔮 8th Pay Commission Fitment Factor Matrix for Level 10
Complete overview of projected starting basic pay across all 9 fitment factor scenarios (1.92 to 3.83):
1.92 Fitment
₹1,07,700
+₹51,600
2.00 Fitment
₹1,12,200
+₹56,100
2.15 Fitment
₹1,20,600
+₹64,500
2.28 Fitment
₹1,27,900
+₹71,800
2.57 Fitment
₹1,44,200
+₹88,100
2.86 Fitment
₹1,60,400
+₹1,04,300
3.00 Fitment
₹1,68,300
+₹1,12,200
3.68 Fitment
₹2,06,400
+₹1,50,300
3.83 Fitment
₹2,14,900
+₹1,58,800
🧮 Interactive 8th Pay Commission Level 10 Calculator
Select your current 7th CPC stage, fitment factor scenario, and city class to calculate your exact revised basic, allowances, deductions, net in-hand salary, and arrears.
1. Calculator Inputs
2. Calculated Salary & Arrears Breakdown
📊 Level 10 Salary & Arrears Comparison: 1.92 to 3.83 Fitment Factors
Comprehensive comparison table for Entry Level 10 Basic Pay (₹56,100) illustrating projected basic pay, estimated HRA, TA, DA, gross salary, NPS deductions, estimated in-hand salary, monthly/annual increase, and 20-month arrears payout across all 9 fitment factors:
| Fitment | 8th CPC Projected Basic | Estimated HRA | Estimated TA | Estimated DA | Gross Salary | Deductions (NPS) | Estimated In-Hand | Monthly Increase | Annual Increase | Arrears |
|---|---|---|---|---|---|---|---|---|---|---|
| 1.92x | ₹1,07,700 | ₹32,310 | ₹7,200 | ₹0 (0%) | ₹1,47,210 | ₹10,770 | ₹1,35,670 | +₹27,306 | +₹3,27,672 | ₹10,32,000 |
| 2.00x | ₹1,12,200 | ₹33,660 | ₹7,200 | ₹0 (0%) | ₹1,53,060 | ₹11,220 | ₹1,41,070 | +₹32,706 | +₹3,92,472 | ₹11,22,000 |
| 2.15x | ₹1,20,600 | ₹36,180 | ₹7,200 | ₹0 (0%) | ₹1,63,980 | ₹12,060 | ₹1,51,150 | +₹42,786 | +₹5,13,432 | ₹12,90,000 |
| 2.28x Expected | ₹1,27,900 | ₹38,370 | ₹7,200 | ₹0 (0%) | ₹1,73,470 | ₹12,790 | ₹1,59,910 | +₹51,546 | +₹6,18,552 | ₹14,36,000 |
| 2.57x | ₹1,44,200 | ₹43,260 | ₹7,200 | ₹0 (0%) | ₹1,94,660 | ₹14,420 | ₹1,79,470 | +₹71,106 | +₹8,53,272 | ₹17,62,000 |
| 2.86x | ₹1,60,400 | ₹48,120 | ₹7,200 | ₹0 (0%) | ₹2,15,720 | ₹16,040 | ₹1,98,910 | +₹90,546 | +₹10,86,552 | ₹20,86,000 |
| 3.00x | ₹1,68,300 | ₹50,490 | ₹7,200 | ₹0 (0%) | ₹2,25,990 | ₹16,830 | ₹2,08,390 | +₹1,00,026 | +₹12,00,312 | ₹22,44,000 |
| 3.68x | ₹2,06,400 | ₹61,920 | ₹7,200 | ₹0 (0%) | ₹2,75,520 | ₹20,640 | ₹2,54,110 | +₹1,45,746 | +₹17,48,952 | ₹30,06,000 |
| 3.83x | ₹2,14,900 | ₹64,470 | ₹7,200 | ₹0 (0%) | ₹2,86,570 | ₹21,490 | ₹2,64,310 | +₹1,55,946 | +₹18,71,352 | ₹31,76,000 |
🏛️ Eligible Posts & Designations in Level 10
Central Government departments, key designations, and exams covered under Pay Matrix Level 10:
🏛️
Assistant Commissioner (IAS / IPS / IRS Entry)
🏛️
Assistant Executive Engineer (AEE UPSC ESE)
🏛️
Lieutenant (Indian Army Level 10)
🏛️
Medical Officer (GDMO / UPSC CMS)
🏛️
Assistant Director
Cadre Specifications
| Pay Level | Level 10 |
| Pay Band | PB-3 (15600-39100) |
| Grade Pay Equivalent | Grade Pay ₹5400 |
| Group Classification | Group A (Entry Level) |
| Primary Recruitment Exam | UPSC Civil Services (IAS/IPS/IRS) / UPSC ESE / Combined Medical |
| Next Promotion Stage | Level 11 (Senior Time Scale) |
| Annual Increment Rate | 3% (Rounded to nearest ₹100) |
📖 How 8th Pay Commission Salary & Arrears are Calculated
The formula for fixing pay in the 8th Central Pay Commission relies on the Fitment Factor applied to the current 7th CPC basic pay:
8th CPC Basic Pay = 7th CPC Basic Pay × Fitment Factor (Rounded to nearest ₹100)
Key elements governing your monthly take-home salary:
- Dearness Allowance (DA): When a new pay commission is notified, existing DA (e.g. 60%) is merged into the revised basic, resetting the new DA counter to 0%.
- House Rent Allowance (HRA): Under standard government norms, HRA starts at 30% for Class X (Metropolitan), 20% for Class Y, and 10% for Class Z cities.
- Transport Allowance (TA): Transport allowance is paid according to pay level and location classification.
- Deductions (NPS / GPF): 10% of (Basic Pay + DA) is mandatorily deducted for National Pension System (NPS) along with CGHS and CGEGIS.
- Arrears Formula: If the 8th CPC takes effect from January 1, 2026 and gets implemented in August/September 2027, employees receive retroactive arrears equal to the monthly basic difference multiplied by the arrears period (approx 20 months).
📊 Complete Level 10 Step-by-Step 7th vs 8th CPC Progression Table
All annual increment stages under Level 10 showing current 7th CPC salary alongside projected 8th CPC baseline pay (2.28 Fitment Factor) and 20-month arrears calculation:
| Stage / Step | 7th CPC Basic | DA (60%) | HRA (30%) | Est. 7th Gross | 7th Net Pay | 8th CPC Basic (2.28x) | 20-Mo Arrears |
|---|---|---|---|---|---|---|---|
| Step 1 | ₹56,100 | ₹33,660 | ₹16,830 | ₹1,18,110 | ₹1,08,834 | ₹1,27,900 | ₹14,36,000 |
| Step 2 | ₹57,800 | ₹34,680 | ₹17,340 | ₹1,21,340 | ₹1,11,792 | ₹1,31,800 | ₹14,80,000 |
| Step 3 | ₹59,500 | ₹35,700 | ₹17,850 | ₹1,24,570 | ₹1,14,750 | ₹1,35,700 | ₹15,24,000 |
| Step 4 | ₹61,300 | ₹36,780 | ₹18,390 | ₹1,27,990 | ₹1,17,882 | ₹1,39,800 | ₹15,70,000 |
| Step 5 | ₹63,100 | ₹37,860 | ₹18,930 | ₹1,31,410 | ₹1,21,014 | ₹1,43,900 | ₹16,16,000 |
| Step 6 | ₹65,000 | ₹39,000 | ₹19,500 | ₹1,35,020 | ₹1,24,320 | ₹1,48,200 | ₹16,64,000 |
| Step 7 | ₹67,000 | ₹40,200 | ₹20,100 | ₹1,38,820 | ₹1,27,800 | ₹1,52,800 | ₹17,16,000 |
| Step 8 | ₹69,000 | ₹41,400 | ₹20,700 | ₹1,42,620 | ₹1,31,280 | ₹1,57,300 | ₹17,66,000 |
| Step 9 | ₹71,100 | ₹42,660 | ₹21,330 | ₹1,46,610 | ₹1,34,934 | ₹1,62,100 | ₹18,20,000 |
| Step 10 | ₹73,200 | ₹43,920 | ₹21,960 | ₹1,50,600 | ₹1,38,588 | ₹1,66,900 | ₹18,74,000 |
| Step 11 | ₹75,400 | ₹45,240 | ₹22,620 | ₹1,54,780 | ₹1,42,416 | ₹1,71,900 | ₹19,30,000 |
| Step 12 | ₹77,700 | ₹46,620 | ₹23,310 | ₹1,59,150 | ₹1,46,418 | ₹1,77,200 | ₹19,90,000 |
| Step 13 | ₹80,000 | ₹48,000 | ₹24,000 | ₹1,63,520 | ₹1,50,420 | ₹1,82,400 | ₹20,48,000 |
| Step 14 | ₹82,400 | ₹49,440 | ₹24,720 | ₹1,68,080 | ₹1,54,596 | ₹1,87,900 | ₹21,10,000 |
| Step 15 | ₹84,900 | ₹50,940 | ₹25,470 | ₹1,72,830 | ₹1,58,946 | ₹1,93,600 | ₹21,74,000 |
| Step 16 | ₹87,400 | ₹52,440 | ₹26,220 | ₹1,77,580 | ₹1,63,296 | ₹1,99,300 | ₹22,38,000 |
| Step 17 | ₹90,000 | ₹54,000 | ₹27,000 | ₹1,82,520 | ₹1,67,820 | ₹2,05,200 | ₹23,04,000 |
| Step 18 | ₹92,700 | ₹55,620 | ₹27,810 | ₹1,87,650 | ₹1,72,518 | ₹2,11,400 | ₹23,74,000 |
| Step 19 | ₹95,500 | ₹57,300 | ₹28,650 | ₹1,92,970 | ₹1,77,390 | ₹2,17,700 | ₹24,44,000 |
| Step 20 | ₹98,400 | ₹59,040 | ₹29,520 | ₹1,98,480 | ₹1,82,436 | ₹2,24,400 | ₹25,20,000 |
| Step 21 | ₹1,01,400 | ₹60,840 | ₹30,420 | ₹2,04,180 | ₹1,87,656 | ₹2,31,200 | ₹25,96,000 |
| Step 22 | ₹1,04,400 | ₹62,640 | ₹31,320 | ₹2,09,880 | ₹1,92,876 | ₹2,38,000 | ₹26,72,000 |
| Step 23 | ₹1,07,500 | ₹64,500 | ₹32,250 | ₹2,15,770 | ₹1,98,270 | ₹2,45,100 | ₹27,52,000 |
| Step 24 | ₹1,10,700 | ₹66,420 | ₹33,210 | ₹2,21,850 | ₹2,03,838 | ₹2,52,400 | ₹28,34,000 |
| Step 25 | ₹1,14,000 | ₹68,400 | ₹34,200 | ₹2,28,120 | ₹2,09,580 | ₹2,59,900 | ₹29,18,000 |
| Step 26 | ₹1,17,400 | ₹70,440 | ₹35,220 | ₹2,34,580 | ₹2,15,496 | ₹2,67,700 | ₹30,06,000 |
| Step 27 | ₹1,20,900 | ₹72,540 | ₹36,270 | ₹2,41,230 | ₹2,21,586 | ₹2,75,700 | ₹30,96,000 |
| Step 28 | ₹1,24,500 | ₹74,700 | ₹37,350 | ₹2,48,070 | ₹2,27,850 | ₹2,83,900 | ₹31,88,000 |
| Step 29 | ₹1,28,200 | ₹76,920 | ₹38,460 | ₹2,55,100 | ₹2,34,288 | ₹2,92,300 | ₹32,82,000 |
| Step 30 | ₹1,32,000 | ₹79,200 | ₹39,600 | ₹2,62,320 | ₹2,40,900 | ₹3,01,000 | ₹33,80,000 |
| Step 31 | ₹1,36,000 | ₹81,600 | ₹40,800 | ₹2,69,920 | ₹2,47,860 | ₹3,10,100 | ₹34,82,000 |
| Step 32 | ₹1,40,100 | ₹84,060 | ₹42,030 | ₹2,77,710 | ₹2,54,994 | ₹3,19,400 | ₹35,86,000 |
| Step 33 | ₹1,44,300 | ₹86,580 | ₹43,290 | ₹2,85,690 | ₹2,62,302 | ₹3,29,000 | ₹36,94,000 |
| Step 34 | ₹1,48,600 | ₹89,160 | ₹44,580 | ₹2,93,860 | ₹2,69,784 | ₹3,38,800 | ₹38,04,000 |
| Step 35 | ₹1,53,100 | ₹91,860 | ₹45,930 | ₹3,02,410 | ₹2,77,614 | ₹3,49,100 | ₹39,20,000 |
| Step 36 | ₹1,57,700 | ₹94,620 | ₹47,310 | ₹3,11,150 | ₹2,85,618 | ₹3,59,600 | ₹40,38,000 |
| Step 37 | ₹1,62,400 | ₹97,440 | ₹48,720 | ₹3,20,080 | ₹2,93,796 | ₹3,70,300 | ₹41,58,000 |
| Step 38 | ₹1,67,300 | ₹1,00,380 | ₹50,190 | ₹3,29,390 | ₹3,02,322 | ₹3,81,400 | ₹42,82,000 |
| Step 39 | ₹1,72,300 | ₹1,03,380 | ₹51,690 | ₹3,38,890 | ₹3,11,022 | ₹3,92,800 | ₹44,10,000 |
| Step 40 | ₹1,77,500 | ₹1,06,500 | ₹53,250 | ₹3,48,770 | ₹3,20,070 | ₹4,04,700 | ₹45,44,000 |
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