Take-Home Salary Estimator

Estimate your net monthly take-home after HRA, TA, NPS/UPS contribution, CGHS, income tax and other deductions.

Projected Class X / Y / Z HRA NPS & UPS

Inputs

Basic Pay (₹)

City Classification

DA Rate (%)

Transport Allowance (₹ / month)

NPS / UPS Employee Contribution (%) Computed on (Basic + DA).

CGHS / CGEGIS (₹ / month)

Income Tax / TDS (₹ / month)

Other Deductions (₹ / month) Professional tax, recoveries, loans, etc.

Estimated Monthly Take-Home

Gross Pay − Total Deductions

Projected

Net Take-Home (approx.)

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About this estimator

This calculator produces a simplified estimate of your monthly take-home. It assumes standard HRA rates by city class, computes NPS/UPS employee contribution on (Basic + DA), and lets you enter Transport Allowance, CGHS/CGEGIS, TDS and other deductions manually. Actual pay slips will differ based on your specific pay level, allowances, tax regime and recoveries.