PM-USP Central Sector Scholarship Calculator 2026 India

Estimate higher education assistance under the Ministry of Education PM-USP Central Sector Scheme of Scholarship (CSSS), tracking ₹12,000 UG and ₹20,000 PG renewal tiers.

PM-USP CSSS Norms ₹12,000 / Yr (UG 1–3) ₹20,000 / Yr (PG / Tech 4–5) ₹4.50 Lakh Income Cap

Student & Course Profile

Statutory family income ceiling is strictly ₹4,50,000 per annum.
Must fall in the top 20th percentile (80+ percentile) of state/central board.
Renewal requires ≥ 50% marks in previous year and ≥ 75% attendance.
Students cannot hold two concurrent government scholarship grants.
National Scholarship Assessment

PM-USP CSSS Entitlement

Eligible Scholar
Current Academic Year Grant
₹12,000 / yr
Qualified for Undergraduate Tier 1 Direct Benefit Transfer.
Prescribed Annual Rate: ₹12,000 (Years 1 to 3)
Total Course Duration: 3 Academic Years
Remaining Course Tenability: 3 Years (Years 1 to 3)
Family Income Assessment: Within ₹4.50 Lakh Cap
Total Cumulative Course Grant: ₹36,000
Statutory Rule: Disbursed directly through the Public Financial Management System (PFMS) via Aadhaar-based DBT upon digital institutional and state verification on the National Scholarship Portal.

Statutory Guidelines for PM-USP Central Sector Scholarship Scheme

The Pradhan Mantri Uchchatar Shiksha Protsahan (PM-USP) Central Sector Scheme of Scholarship for College and University Students (CSSS) is a flagship central initiative administered by the Department of Higher Education, Ministry of Education, Government of India. Operating since 2008 and restructured under the unified PM-USP umbrella, the scheme aims to provide direct financial assistance to meritorious students from economically weaker sections to meet their day-to-day living expenses while pursuing graduate and postgraduate studies.

A total of 82,000 fresh scholarships are sanctioned annually across the nation, divided equally between boys (41,000) and girls (41,000). The quotas are allocated among various State Higher Secondary Education Boards, CBSE, and CISCE in proportion to the 18–25 year population of the respective State or Union Territory.

1. Two-Tier Scholarship Structure: UG vs PG Rates

The scheme provides differential financial support across undergraduate and postgraduate cycles to reflect escalating academic expenses:

  • Undergraduate Level (Years 1 to 3): During the first three years of undergraduate studies (including B.A., B.Sc., B.Com., and the first 3 years of professional degree courses), the scholarship is paid at the rate of ₹12,000 per annum (₹1,000 per month).
  • Postgraduate & Higher Professional Level (Years 4 and 5): For postgraduate degree courses (M.A., M.Sc., M.Com.) or for the 4th and 5th year of integrated programmes (such as B.Tech 4th year, MBBS 4th/5th year, or 5-year Integrated Law), the assistance increases to ₹20,000 per annum (₹2,000 per month for 10 months).
Programme Stream Standard Course Duration Applicable Annual Rates Maximum Total Entitlement
General UG (B.A./B.Sc./B.Com) 3 Academic Years ₹12,000 / yr (Years 1 to 3) ₹36,000
Engineering / Tech (B.Tech/B.E) 4 Academic Years ₹12,000 / yr (Y1–3) + ₹20,000 (Y4) ₹56,000
Integrated Law / MBBS 5 Academic Years ₹12,000 / yr (Y1–3) + ₹20,000 / yr (Y4–5) ₹76,000
Postgraduate (M.A./M.Sc/M.Com) 2 Academic Years ₹20,000 / yr (Years 1 to 2) ₹40,000

2. Essential Eligibility Criteria for Fresh Applicants

To qualify for a fresh scholarship in the 1st year of higher education, candidates must satisfy the following statutory conditions:

  • 80th Percentile Cut-Off: Students must have scored above the 80th percentile in the relevant stream (Science, Commerce, Humanities) in their Class 12 board examination conducted by the respective State Board, CBSE, or CISCE.
  • Income Ceiling: The gross annual parental or family income from all sources must not exceed ₹4,50,000 per annum. An authentic income certificate issued by a competent revenue authority is mandatory.
  • Recognized Regular Course: The student must have secured admission into a regular full-time degree course in a college, university, or institute recognized by UGC, AICTE, MCI/NMC, DCI, or other statutory regulatory bodies. Distance, correspondence, or diploma courses are strictly excluded.
  • No Concurrent Scholarship: The beneficiary must not be availing of any other Central or State government scholarship scheme (such as Central Sector Interest Subsidy, Post-Matric SC/ST scholarship, or AICTE Pragati).

3. Annual Renewal Norms and National Scholarship Portal (NSP)

A scholarship once awarded for the first year is tenable for the full duration of the degree course, subject to strict annual renewal rules on the National Scholarship Portal (scholarships.gov.in):

  • Minimum Academic Performance: The scholar must secure at least 50% marks in the annual examination or cumulative semester examinations for promotion to the subsequent academic year.
  • Attendance Requirement: The student must maintain at least 75% attendance during the academic year, certified by the head of the institution.
  • No Active Backlogs: Promoted with backlogs or detained students are disqualified from receiving that year's renewal grant.
  • Direct Benefit Transfer (DBT): The scholarship amount is credited directly into the student's personal bank account seeded with Aadhaar through PFMS, eliminating intermediary delays.

4. Frequently Asked Questions (FAQ)

Can a student apply for PM-USP scholarship in the 2nd or 3rd year directly?

No. Fresh applications under PM-USP CSSS are accepted strictly in the 1st year of graduation based on Class 12 board percentile cut-offs. Subsequent years are accessible only through annual renewal of an active scholarship.

Does changing colleges affect the renewal of the PM-USP scholarship?

Migration to another recognized institution is permissible provided the course of study remains within the same degree framework and the transfer is formally approved on the National Scholarship Portal by both institutions.

What is the reservation breakdown under the PM-USP quota?

Within each State Board's allocated quota, reservations are earmarked as 15% for Scheduled Castes (SC), 7.5% for Scheduled Tribes (ST), 27% for Other Backward Classes (OBC-NCL), and 5% horizontal reservation for Persons with Disabilities (PwD).